Here's what each ShareCredit service does for renters, property managers, and guarantors, and how they fit together.
Missed rent covered on approved leases.
CreditGuardTM protects the lease. We pay the property manager missed rent within 30 days, collect from the renter, and cap what the guarantor owes.
A 100-point score for every renter.
Every renter gets a ShareCredit Score, calculated from credit, income, identity, and rental history.
EXCELLENT — APPROVEDUpdated as your profile changes
The engine behind every approval.
Our underwriting engine looks at credit, income, identity, and rental history to score each renter and match them with guarantors at the right tier.
LIVEChecked before you see them.
When a ShareCredit renter applies, you get their verified file and ShareCredit Score, plus their guarantor's details when they have one. Approve it in one click.
Earn passive income on good credit.
A network of pre-qualified guarantor investors with 700+ credit scores, ready to back leases for vetted renters — and earn 4%–5.5% annually on every backed lease.
Per $30k lease · 5% rate, paid at term
AN INTERCONNECTED PLATFORMOur underwriting engine produces the ShareCredit Score, which we use to pre-qualify renters and match guarantors. Approved leases get the Lease Guarantee, backed by CreditGuardTM.
Missed rent covered for property managers
EVERY SHARECREDIT SERVICE
The Lease Guarantee, underwriting engine, and guarantor network work together from day one.