1. Renters
We review income, credit, and affordability to pre-qualify renters in 1–2 business days.
Learn more
Get approved for the rental you want.
ShareCredit looks beyond your credit score, pairs you with a guarantor when you need one, and backs approved leases with the ShareCredit Lease Guarantee.
Renters get approved.Guarantors earn 4%–5.5% of annual rent.Property managers get missed rent paid within 30 days.$79 renter application fee (refundable if you don't qualify)
ShareCredit Score•••
92
EXCELLENT
High likelihood of approval ↑
Lease GuaranteeACTIVE
Qualified RenterQualified GuarantorLease GuaranteeMonthly rent
$2,400/mo
Match Found
Alex Morgan
Guarantor Investor
ShareCredit works for
APARTMENTS
MULTI-FAMILY UNITS
PRIVATE LANDLORDS
PROPERTY MANAGERS
SINGLE-FAMILY HOMES
STUDENT HOUSINGTRADITIONAL RENTAL APPROVALS ARE BROKEN.Why everyone wins
Renters with steady income get denied over a credit score while units sit empty. ShareCredit pairs them with guarantors with strong credit.
2. Guarantors
We match renters with guarantors from our guarantor network, each with a 700+ credit score.
Learn more
3. Property Managers
Approved leases come with the ShareCredit Lease Guarantee, so missed rent is paid within 30 days.
Learn moreFOUR STEPS TO A LEASEHow it works
1
Apply
Pick your path: a renter looking for approval, a guarantor looking to earn, or a property manager filling a unit.
2
Get matched
We match pre-qualified renters with guarantors from our guarantor network.
3
Sign the lease
Renters move in, property managers fill the unit, and guarantors start earning.
4
Stay covered
Missed rent is paid to the property manager within 30 days.
FOR RENTERS, PROPERTY MANAGERS, AND GUARANTORSOne platform, every side of the lease.
✦
Need help qualifying for an apartment or home rental?
For Renters: Get approved faster with a guarantor
Faster lease approvals- Access to qualified guarantors
- Qualify for more rentals
- No asking friends or family to co-sign
- No hard pull on your credit
- $79 application fee (refundable if you don't qualify)
✦
Approved leases get the Lease Guarantee.
For Property Owners: Pre-qualified renters
- Higher occupancy rates
- Missed rent paid within 30 days
- Pre-screened renters and guarantors
- Approve in one dashboard
- ShareCredit Lease Guarantee
- Zero cost
✦
Earn 4%–5.5% of annual rent by backing a renter's lease.
For Guarantors: Turn strong credit into passive income
- Earn passive income on your credit
- No property ownership required
- No cash investment required
- Matched with pre-qualified renters
- 700+ credit score required
- Free to apply for a limited time (normally $99)
25,000+
Applications Processed
$250M+
Lease Values
10,000+
Applicants Approved
100%
Response Time
4.9/5
User Satisfaction
What our members say
“The approval process was incredibly fast. I went from being frustrated by denials to signing a lease in just 3 days.”
Sarah Jenkins
Verified Renter
“Managing a property became much safer once we started using CreditGuardTM. The pre-screened tenants are high quality.”
Tyler Smith
Property Owner
“My credit profile is finally working for me as an asset. The passive income is steady and the process is seamless.”
Robert Thorne
Guarantor Investor
Applying takes a few minutes
Pick your path and get started today.
Renters and guarantors hear back in 1–2 business days. Property managers can start for free.
No hard credit pull when you apply.ShareCredit
ShareCredit Score
92Excellent
Income VerifiedIdentity VerifiedDocuments VerifiedAffordability ConfirmedView My Matches
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