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Pricing built for every party on the lease.

Renters pay a $79 application fee (refundable if you don't qualify) and a program fee once matched. Property managers pay $0.

Property Owner

For landlords, property managers, and leasing agents filling vacancies.

$0free for property managers
  • ✓Access to our guarantor network
  • ✓Pre-screened, qualified renter pipeline
  • ✓Lease Guarantee on every approved lease
  • ✓Renter income & identity verification
  • ✓No special integration required
  • ✓Renter pays the ShareCredit fees
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Renter

For individuals seeking lease approval.

$79/ application (refundable if you don't qualify)
  • ✓Free credit score and report with application
  • ✓No hard credit pulls
  • ✓Access to our guarantor network
  • ✓Unlimited property applications for 60 days
  • ✓Support by email & phone
  • ✓Program fee due once you're matched
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Guarantor Investor

For high-credit individuals earning passive income.

$99 $0/ application, for a limited time
  • ✓Matched with pre-qualified renters
  • ✓Earn 4%–5.5% on qualified guarantees
  • ✓Exposure capped by CreditGuard™
  • ✓Cover shown on every match
  • ✓Earnings tracked in your dashboard
  • ✓No hard credit pulls
Become a Guarantor
Two options, one Lease Guarantee

Lease agreement options

Choose how a ShareCredit-backed lease agreement secures approval. Both options unlock the ShareCredit Lease Guarantee — the difference is who fronts the protection.

OPTION 01

Assurance Lease Agreement

SIGNED BYRENTER + OWNER

The standard ShareCredit-backed lease. We underwrite your application and back the lease with the ShareCredit Lease Guarantee, with no guarantor needed.

WHAT'S INCLUDED

  • ✓Underwritten and reviewed in 1–2 business days
  • ✓Lease Guarantee covers up to 12 months of missed rent
  • ✓Standard state-compliant lease terms
  • ✓eSignature-ready, stored permanently in your account
  • ✓Best for renters with verified income and credit
  • ✓Program fee can be paid monthly
  • ✓Price varies by ShareCredit Score & months of cover

OPTION 02

Guarantor Lease Agreement

SIGNED BYGUARANTOR + RENTER + OWNER

A ShareCredit-backed lease that also has a guarantor from our guarantor network. Best for renters who need extra approval strength, with the guarantor's credit and identity verified.

WHAT'S INCLUDED

  • ✓Matched with a guarantor with 700+ credit
  • ✓Adds a second financial layer beyond the Lease Guarantee
  • ✓Property manager sees renter + guarantor files
  • ✓Guarantor earns 4%–5.5% annual income on the lease
  • ✓Best for thin credit, short rental history, or few income docs
  • ✓Program fee can be paid monthly
  • ✓Price varies by ShareCredit Score & months of cover

All lease guarantee agreements through ShareCredit are individually priced based on the renter’s financial and risk profile, and all approvals remain subject to the final review and acceptance of the property manager.

QUESTIONS, ANSWERED

Frequently asked questions

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